Your 2019 Checklist for Good Health

The start of a new year is a great time to set healthy goals. But maintaining a healthier lifestyle goes beyond eating well and sticking with an exercise schedule. It also includes planning ahead for the year’s medical needs. Plan for your healthiest year yet with this checklist:

Update your list of your medications, allergies and health conditions. Keep a copy in your wallet or store the information in Healthgram’s mobile-friendly member portal.

Schedule important checkups and appointments. The longer you wait, the easier it is for your calendar to fill up. Make appointments with your primary care physician, dentist, dermatologist, gynecologist, eye doctor or other providers you see regularly while you have a clean slate.

Schedule preventive screenings.

  • Mammogram: Annually for women ages 45 to 54 and every two years for women 55 and older. Younger women at high risk for breast cancer should discuss screenings with their health care provider.
  • Prostate exam: Men age SO and older should talk to their doctors about screenings for prostate cancer.
  • Colonoscopy: Men and women should get a colonoscopy at age SO and at recommended intervals thereafter.

Review your health insurance plan.

Many health plans renew at the beginning of the year. Have any new ID cards ready when you visit the doctor, be sure you understand your coverage and confirm that your doctors are in-network. It’s also smart to take advantage of wellness programs or other benefits that can help keep you healthy.

Brush up on your must-know healthcare terms.

  • Premium: This is the amount you pay for coverage, usually deducted from your paycheck.
  • Copay: A fee paid at the time of service.
  • Deductible: This is the amount you must pay each year for healthcare services before insurance begins paying.
  • Out-of-pocket Maximum: This is the most you will pay for medical expenses in a given year.

Have a plan to keep track of medical expenses. If you have an HSA or Flexible Spending Account, review the amount you will have to use towards medical expenses throughout the year. Be sure to keep a record of your expenses for stress-free reimbursement.